Todd Stein
xACSIA Partners Insurance Agency

Check Out Long-Term Care Insurance Agents before Engaging with Them, Todd Stein of xACSIA Partners Insurance Agency Advises

AgentSan Francisco, CA July 21, 2015 – If you’re in the market for long-term care insurance, you’ve probably submitted some online forms. And your phone may be ringing. How should you respond? “Cautiously at first,” says Todd Stein, a long-term care specialist with xACSIA Partners Insurance Agency, a leading long-term care insurance agency.


“Before any agent can develop valid recommendations and quotes, they need a lot of personal information,” Stein explains. “Sensitive facts about your health and finances. So you’d better know who you’re dealing with.” Also, Stein adds, “Their level of experience matters, so it’s good to check that out too.”

The specialist suggests going online to answer three key questions:

1. Do they have a professional website? Today a site is an agent’s calling card, evidence they’re in business and serious about it, Stein asserts. “Their site provides a wealth of information about them and their practice,” Stein explains. “To find their site, ask them for its address, or search for it by entering their name and ‘long term care insurance.’” What if they don’t have a site? “That’s not a good sign,” says Stein. “The agents in our company have robust sites with their picture, location, states where they’re licensed, carriers they represent, news about them, and more.”

2. Can you find evidence of them beyond their site? “Search for them on Google or Bing, and on social media sites such as Facebook, Twitter, or LinkedIn.” Stein suggests. “Enter their name and the words, ‘long term care.’ Do they come up? How often? Are people recommending them or referring to them? Are they being quoted in the news or industry publications?”

3. Can you find them on specialized industry sites? Many agents have registered with one or more of the following, according to Stein:

“Once you’ve checked an agent out,” says Stein, “you can breathe easy knowing you’re dealing with a pro, and get down to brass tacks.”

Todd Stein is a leading long-term care solutions agent serving consumers and organizations in CA. “We’re glad to help them find the best, most affordable solution for their situation,” Stein says. “In addition to long-term care insurance, today's options range from critical illness insurance to annuities and life insurance with LTC riders.”

Information is available from Stein at, or 415-861-5088.

In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners.

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